Frank Mortgage is a Canadian owned and operated online mortgage brokerage. Frank Mortgage is an open mortgage marketplace that allows a user to control their financing journey and make their own decisions. The mortgage market caters too much to the needs of mortgage brokers and lenders. Frank Mortgage was built to change that – to transform the mortgage market into a customer-focused market. Frank Mortgage is the mortgage marketplace that finds mortgages tailored to your needs. The best part? You'll only enter your information once to see rates from a list of Canada’s best lenders. Frank Mortgage is everything you need, all in one place.

No, Frank Mortgage is a mortgage broker. We are proudly Canadian owned and operated. We are also fiercely independent. We are not controlled by a lender, nor do we own our own lender, like so many other brokers. Our bias is to help our customers, not our favorite lender. We do work with the best mortgage lenders in Canada and have access to all of their best products on your behalf. We help you navigate the requirements and the process to find the best mortgage deal available for you in the market.

The Frank Mortgage platform is available to mortgage borrowers looking to i) purchase a home; ii) refinance an existing mortgage; or iii) switch an existing mortgage to a new lender. We use a variety of lenders that cover the prime and non-prime mortgage markets so we can find mortgage financing for Prime, Alt-A and B mortgage borrowers. We can find financing for principal residences, second homes and rental/investment properties. You need to qualify for a mortgage, meeting lender requirements, but if there is a mortgage out there for you, Frank Mortgage will help you find it.

With a pre-approval or a rate hold you can lock in a fixed mortgage rate, by receiving a guarantee from a lender that your rate won't change for a certain period of time no matter what happens in the market. The typical period for this in Canada is between 90 and 120 days. This does not commit you to this mortgage or lender but it provides peace of mind while you shop for a new home or plan for your new mortgage while we work to gather all of your information and get you to the finish line.

Yes, you can choose a different product after a pre-approval or rate hold has been issued to you. Neither a pre-approval or a rate hold is a legal commitment. Simple contact your Frank Mortgage advisor if you want to explore your options.

Yes, at Frank Mortgage privacy and security are always top priorities. Our system uses bank-level encryption to ensure your private information is kept safe and secure.

Applying with Frank Mortgage is free. We won't charge any fees. It is normal in the market for Prime borrowers to rarely pay fees. However, non-prime and B-borrowers usually have to pay a broker fee and a lender fee. We think this is unfair. Frank Mortgage never charges a broker fee. Frank Mortgage is paid by the lenders and only makes money if you close your mortgage. There will be closing costs and other third-party fees to pay, but we save mortgage borrowers thousands of dollars by not charging the broker fee.

Frank mortgage is a proudly Canadian company that aims to provide Unions Savings members the best mortgage experience. We are not affiliated with any lenders and caution you to beware of the brokers that also own a lender that they hope to steer you to. With no lender affiliation and a disdain for broker bias, we have created a mortgage process that allows you to have greater control over your financing and to choose your own mortgage without the traditional mortgage broker sales pressure and persuasion. Less power in the mortgage broker’s hands means more power in your hands. Combine that with our personal and expert customer service and we think we are a perfect match for independent-minded union members looking to have control over their personal finances.