Legal Fees and Disbursements

Another one of those tricky closing costs! Buyers and sellers need to have their own lawyers and pay these legal fees and disbursements to close a purchase, sale or mortgage transaction. These fees vary by province and are subject to GST or HST. Make sure you get a quote from your lawyer for these charges before engaging them and do your due diligence so that you understand what other disbursement charges are likely to be incurred.

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About The Author

Don Scott

Don Scott is the founder of a challenger mortgage brokerage that is focused on improving access to mortgages. We can eliminate traditional biases and market restrictions through the use of technology to deliver a mortgage experience focused on the customer. Frankly, getting a mortgage doesn't have to be stressful.

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Managing Uncertainty in Today’s Mortgage Market

By Don Scott • May 27, 2025

Feeling hesitant about entering the housing market today due to political or economic uncertainty is understandable. The landscape can seem unpredictable—interest rates shift, housing supply fluctuates, tariff news hits the headlines and policies change. As a mortgage broker, we see this uncertainty every day. But here’s the truth: while there is much beyond your control, mastering the factors that you can control is what will make the biggest difference in your journey to homeownership.